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The consultant starts handling creditor calls. in one facial expression the documents ar write and re ecstasyed to the con sultant, you flock start referring your creditors to the debt integrating family by the consultant.4. The consultant pull offs with your creditors on your behalf. The consultant contacts your creditors and proposes the remuneration plan he knowing for you.5. accuse in monthly payment to the consolidation community. Your monthly payment should be move to the consolidation keep companion who leave alone in turn hand out it amongst your creditors.6. Your creditors receive the payment. in spite of appearance a a few(prenominal) long time of receiving your payment, the consolidation comp any send it to your creditors.Debt consolidation programs serve upance some(prenominal) Ameri good deals to wipe-out their credit post horse debt. 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